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Important Insurance
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Insurance Policy

I take all Blue Cross Policies AND Insurance with Out of Network Coverage.

When you use Insurance there is good news

• You have a copay of anywhere from $10-$40
• The insurance company approves your first 4-8 sessions
• Unless there is a deductible you NEVER have to pay full fee

And bad news

• The insurance company REQUIRES a MENTAL HEALTH DIAGNOSIS (like Major Depression or Anxiety Disorder) in order to approve sessions
• They require information about your sessions in the form of progress reports in order to approve sessions.
• They may stop coverage, based on their criteria, not a decision you and I make.
• The Mental Health Diagnosis stays in your permanent record

I have always thought of psychotherapy as a very private, very intimate experience.  The real truth is, when you use your insurance for mental health, you save money but you give up your privacy.  It is as if there is a third person in the room with us that we don’t know and we didn’t invite, asking personal questions and telling us how long we can meet for therapy.  How much is your privacy worth?

 

Lexington Counseling Center with Randy Markey MSW LICSW counsels in Lexington MA and surrounding areas including Arlington, Acton, Belmont, Burlington, Bedford, Cambridge, Concord, Carlisle, Lincoln, Newton, Winchester, Wilmington, Wayland, Weston, Waltham, Watertown, bringing connection and communication to couples with relationship problems.